SBI Cards and Payment Services Ltd.
SBICARD
SBI Cards and Payment Services Ltd.
SBICARD
SBI Cards and Payment Services Ltd. Share Price
649.00 +1.95 (+0.30%)SBI Cards and Payment Services Limited is a leading credit card company headquartered in Gurgaon, India. It was incorporated in 1998 as a joint venture between the State Bank of India (SBI) and GE Capital.
Business Segment
The company offers a wide range of credit cards to meet the needs of its diverse customer base.
- Product Portfolio: includes Super premium cards, Premium cards, Travel and shopping cards, Classic cards, Exclusive co-branded cards, and Corporate cards
- Services Offered: to its credit card holders, such as rewards programs, insurance, and travel assistance
Geographical Presence
The company operates within India.
Fundamentals
Market Cap₹60,934Cr | EPS₹22.77 |
Book Value/Share₹165.25 | P/E Ratio (TTM)27.06 |
Industry P/E (TTM)31.14 | P/B Ratio3.91 |
Long Term D/E2.81 | ROE14.68% |
Dividend Yield (TTM)0.40% |
Analysis
Overview
Key stock indicators that show how well a company is doing, making it easier to understand its true value and performance.
Huge Underperformer
Fairly Valued
Below Average Quality
Low Price Fluctuation
Analysts are Bearish
Peer Comparison
Peer comparison lists companies from the same sector, scored and ranked based on Crisp Analysis. It helps understand how a company stands against its competitors.
Shareholding Pattern
Shareholding pattern shows how a company’s shares (ownership) are distributed among different shareholding entities like promoters, Foreign Institutional Investors (FIIs), Domestic Institutional Investors (DIIs), and retail investors, among others. Changes in the shareholding pattern can indicate the performance outlook of a stock.
FAQs on SBI Cards and Payment Services Ltd.
The share price of SBI Cards and Payment Services Ltd. is ₹649.00 on NSE as of 22/8/2026, 2:47:36 am. Share prices may change frequently due to market movements.
The market capitalisation of SBI Cards and Payment Services Ltd. is ₹60,934Cr as of 22/8/2026, 2:47:36 am
The current Price to Earnings (P/E) ratio of SBI Cards and Payment Services Ltd. is 27.06 as of 22/8/2026, 2:47:36 am
The Price to Book (P/B) ratio of SBI Cards and Payment Services Ltd. stands at 3.92 as of 22/8/2026, 2:47:36 am
SBI Cards and Payment Services Ltd. reported an ROE of 14.69% for the last reported financial year on a consolidated account basis.
As of 22/8/2026, 2:47:36 am, SBI Cards and Payment Services Ltd.’s shareholding pattern is: promoters hold 68.90%, FIIs hold 9.00%, DIIs hold 7.30%, and public shareholders hold 4.00%.
The 52-week high of SBI Cards and Payment Services Ltd. is ₹649.00 and the 52-week low is ₹636.40 as of 22/8/2026, 2:47:36 am.
The earnings per share (EPS) of SBI Cards and Payment Services Ltd. is ₹6.98 for the quarter ended Jun 2026.
The stock symbol of SBI Cards and Payment Services Ltd. is SBICARD.
You can buy SBI Cards and Payment Services Ltd. shares by opening a demat and trading account with Share.Market and placing a buy order on NSE or BSE during market hours.
The fair value of SBI Cards and Payment Services Ltd. depends on factors such as earnings growth, financial performance, and overall market conditions. Investors should assess fundamentals before making investment decisions.
Earnings Per Share
Earnings per share (EPS) measures the profit earned by a company for each of its outstanding shares. Generally, the higher a company’s EPS is, the more profitable it is considered to be.
Income Statement
Also called a profit and loss statement, an income statement shows a company’s income, expenses, and how much profit or loss it has made over a specific accounting period. It provides a clear view of how well the business is running.
| Particulars (in Cr) | Jun 2026 | Q/Q Change |
|---|---|---|
| Operating Revenue | 5,040.55 | +2.15% |
| Other Income | 164.81 | -34.74% |
| Total Income | 5,205.36 | +0.35% |
| Total Expenditure | 2,589.51 | +2.42% |
| EBIDT | 1,668.17 | +6.81% |
| Depreciation | 30.51 | -5.60% |
| Interest | 744.53 | +4.33% |
| Tax | 228.69 | +10.69% |
| Net Profit | 664.44 | +9.05% |
Balance Sheet
A balance sheet is a financial statement that details a company’s assets, liabilities, and shareholders’ equity at a given time. It helps assess how financially strong and stable the company is.
| Particulars (in Cr) | Mar 2026 |
|---|---|
| Total Current Assets | 64,275.43 |
| Total Non-Current Assets | 2,052.36 |
| Fixed assets | 231.12 |
| Total Assets | 66,327.79 |
| Total Current liabilities | 48,628.38 |
| Total Non Current Liabilities | 1,973.91 |
| Total Equity Plus Liabilities | 66,327.79 |
| Total Shareholder Funds | 15,725.50 |
| Total Debt to Equity | 280.00% |
Cash Flow
Cash flow highlights the cash or cash equivalents moving in and out of a company during a particular period. It provides a clear picture of how well a company manages its cash by tracking its operating, investing and financing activities.
| Particulars (in Cr) | Mar 2026 |
|---|---|
| Cash from Operating Activity | 493.03 |
| Cash from Financing Activities | -1,172.36 |
| Cash from Investing Activities | 245.47 |
| Net Cash Flow | -433.86 |
Time Period: Daily
SMA/EMA (Moving Average) Analysis
Bullish Moving Averages6
Bearish Moving Averages10
5 Day
632.1010 Day
642.2020 Day
648.4030 Day
643.9050 Day
628.20100 Day
634.80150 Day
676.00200 Day
724.70Indicators
RSI (14)
52.67MACD (12, 26)
0.66MACD Signal Line (9)
4.58MFI (14)
34.01ATR (14)
17.02ADX (14)
19.09ROC (21)
3.22ROC (125)
-16.21Pivot Analysis
Pivot analysis uses a special price point, called the pivot point, to show the overall market trend during different periods. This pivot point is the average of the previous day’s high, low, and closing prices of a specific asset.
| Type | R1 | R2 | R3 | PP | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | 658.68 | 670.32 | 686.28 | 642.72 | 631.08 | 615.12 | 603.48 |
Note: Support and Resistance level for the day, calculated based on price range of the previous trading day.
Volume Analysis
Volume analysis tracks how many shares were traded for a specific period. Total traded volume represents the overall number of shares traded, while combined delivery volume indicates only those shares which are delivered (transferred for ownership). Delivered shares indicate long-term investor interest.
SBI Cards and Payment Services Ltd.
SBICARD
Open Price | 638.00 |
Prev Close | 647.05 |
Upper Circuit | 664.70 |
Lower Circuit | 626.00 |
Volume | 20,55,590 |
Average Traded Price | 643.55 |
Historical Performance
| 1 Day | NA |
| 5 Days | NA |
| 1 Month | NA |
| 3 Months | NA |
| 1 Year | NA |
| 5 Years | NA |
| 10 Years | NA |