Indian Overseas Bank
IOB
Indian Overseas Bank Share Price
33.71 -0.07 (-0.21%)Indian Overseas Bank (IOB) was founded on February 10, 1937, by Shri. M. Ct. M. Chidambaram Chettyar, a pioneer in banking, insurance, and industry.
Its unique inception involved opening branches simultaneously in Karaikudi and Chennai, India, as well as Rangoon in Burma (now Myanmar) and later Penang in Malaysia. The bank is headquartered in Chennai, Tamil Nadu, India.
Business Segment
- Treasury Segment: oversees investment portfolios and engages in foreign exchange and derivative contract trading
- Corporate/Wholesale Banking Segment: offers lending activities for corporate accounts and the management of stressed assets, catering to corporate and institutional clients, and also overseeing non-treasury operations of foreign offices/entities
- Retail Banking Segment: focuses on personal banking activities, extending loans to corporate customers with established banking relationships through its branches
- Digital Banking Segment: The IOB Mobile platform offers a wide range of digital banking services, including online account opening, mobile banking, and internet banking
- Other Banking Businesses: include NRI banking services, self-service banking, and more
Geographical Presence
It operates in India. The bank has established a presence abroad with six establishments, comprising four Overseas Branches, one Remittance Center, and one Joint Venture Subsidiary. These international branches are located in Singapore, Hong Kong, Bangkok, and Colombo, with a Remittance Centre situated in Serangoon, Singapore.
Fundamentals
Market Cap₹64,933Cr | EPS₹2.70 |
Book Value/Share₹19.21 | P/E Ratio (TTM)12.00 |
Industry P/E (TTM)14.66 | P/B Ratio1.75 |
Long Term D/E1.41 | ROE15.65% |
Dividend Yield (TTM)0.00% |
Analysis
Overview
Key stock indicators that show how well a company is doing, making it easier to understand its true value and performance.
Underperformer
Average Quality
Low Price Fluctuation
Peer Comparison
Peer comparison lists companies from the same sector, scored and ranked based on Crisp Analysis. It helps understand how a company stands against its competitors.
Shareholding Pattern
Shareholding pattern shows how a company’s shares (ownership) are distributed among different shareholding entities like promoters, Foreign Institutional Investors (FIIs), Domestic Institutional Investors (DIIs), and retail investors, among others. Changes in the shareholding pattern can indicate the performance outlook of a stock.
FAQs on Indian Overseas Bank
The share price of Indian Overseas Bank is ₹33.71 on NSE as of 16/7/2026, 9:48:37 am. Share prices may change frequently due to market movements.
The market capitalisation of Indian Overseas Bank is ₹64,933Cr as of 16/7/2026, 9:48:37 am
The current Price to Earnings (P/E) ratio of Indian Overseas Bank is 12.00 as of 16/7/2026, 9:48:37 am
The Price to Book (P/B) ratio of Indian Overseas Bank stands at 1.76 as of 16/7/2026, 9:48:37 am
Indian Overseas Bank reported an ROE of 15.65% for the last reported financial year on a consolidated account basis.
As of 16/7/2026, 9:48:37 am, Indian Overseas Bank’s shareholding pattern is: promoters hold 92.40%, FIIs hold 0.50%, DIIs hold 4.10%, and public shareholders hold 2.80%.
The 52-week high of Indian Overseas Bank is ₹33.88 and the 52-week low is ₹33.64 as of 16/7/2026, 9:48:37 am.
The earnings per share (EPS) of Indian Overseas Bank is ₹0.81 for the quarter ended Mar 2026.
The stock symbol of Indian Overseas Bank is IOB.
You can buy Indian Overseas Bank shares by opening a demat and trading account with Share.Market and placing a buy order on NSE or BSE during market hours.
The fair value of Indian Overseas Bank depends on factors such as earnings growth, financial performance, and overall market conditions. Investors should assess fundamentals before making investment decisions.
Earnings Per Share
Earnings per share (EPS) measures the profit earned by a company for each of its outstanding shares. Generally, the higher a company’s EPS is, the more profitable it is considered to be.
Income Statement
Also called a profit and loss statement, an income statement shows a company’s income, expenses, and how much profit or loss it has made over a specific accounting period. It provides a clear view of how well the business is running.
| Particulars (in Cr) | Mar 2026 | Q/Q Change |
|---|---|---|
| Operating Revenue | 8,488.96 | +3.87% |
| Other Income | 1,290.91 | -13.89% |
| Total Income | 9,779.87 | +1.12% |
| Total Expenditure | 2,095.57 | -4.51% |
| EBIDT | 6,678.34 | +7.00% |
| Depreciation | 0.00 | - |
| Interest | 5,019.25 | +2.98% |
| Tax | 153.64 | +6,493.99% |
| Net Profit | 1,556.15 | +9.04% |
Balance Sheet
A balance sheet is a financial statement that details a company’s assets, liabilities, and shareholders’ equity at a given time. It helps assess how financially strong and stable the company is.
| Particulars (in Cr) | Mar 2026 |
|---|---|
| Total Current Assets | 3,48,435.78 |
| Total Non-Current Assets | - |
| Fixed assets | 5,074.54 |
| Total Assets | 4,72,795.19 |
| Total Current liabilities | 16,010.70 |
| Total Non Current Liabilities | - |
| Total Equity Plus Liabilities | 4,72,795.19 |
| Total Shareholder Funds | 36,990.67 |
| Total Debt to Equity | 154.00% |
Cash Flow
Cash flow highlights the cash or cash equivalents moving in and out of a company during a particular period. It provides a clear picture of how well a company manages its cash by tracking its operating, investing and financing activities.
| Particulars (in Cr) | Mar 2026 |
|---|---|
| Cash from Operating Activity | 4,779.66 |
| Cash from Financing Activities | -137.80 |
| Cash from Investing Activities | -638.92 |
| Net Cash Flow | 4,002.94 |
Time Period: Daily
SMA/EMA (Moving Average) Analysis
Bullish Moving Averages0
Bearish Moving Averages16
5 Day
34.0010 Day
34.0020 Day
34.4030 Day
34.0050 Day
34.00100 Day
34.10150 Day
34.60200 Day
35.80Indicators
RSI (14)
46.79MACD (12, 26)
-0.03MACD Signal Line (9)
0.05MFI (14)
27.39ATR (14)
0.72ADX (14)
14.53ROC (21)
-0.18ROC (125)
-4.98Pivot Analysis
Pivot analysis uses a special price point, called the pivot point, to show the overall market trend during different periods. This pivot point is the average of the previous day’s high, low, and closing prices of a specific asset.
| Type | R1 | R2 | R3 | PP | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | 34.09 | 34.39 | 34.63 | 33.85 | 33.55 | 33.31 | 33.01 |
Note: Support and Resistance level for the day, calculated based on price range of the previous trading day.
Volume Analysis
Volume analysis tracks how many shares were traded for a specific period. Total traded volume represents the overall number of shares traded, while combined delivery volume indicates only those shares which are delivered (transferred for ownership). Delivered shares indicate long-term investor interest.
Indian Overseas Bank
IOB
Open Price | 33.78 |
Prev Close | 33.78 |
Upper Circuit | 40.53 |
Lower Circuit | 27.03 |
Volume | 3,01,092 |
Average Traded Price | 33.72 |
Historical Performance
| 1 Day | NA |
| 5 Days | NA |
| 1 Month | NA |
| 3 Months | NA |
| 1 Year | NA |
| 5 Years | NA |
| 10 Years | NA |