India’s Unified Payments Interface (UPI) set a new record in August 2025, processing 200.08 billion transactions, a sharp rise from 149.63 billion a year earlier. This marks a 34% year-on-year jump in volumes, highlighting UPI’s growing role as the backbone of digital payments in the country.

In terms of value, UPI handled ₹24.85 lakh crore in August, up from ₹20.60 lakh crore in August 2024. While volumes have surged, values have remained broadly steady over the past six months, fluctuating in the ₹24–25 lakh crore range.

Daily data shows that activity peaked on August 8, 2025, with 7.21 billion transactions, while the lowest was recorded on August 27 at 5.93 billion transactions. In value terms, August 1 saw the highest single-day throughput of ₹1.03 lakh crore, while August 17 registered the lowest at ₹57,594 crore.

Compared with the previous month, transactions rose from 194.67 billion in July 2025 to 200.08 billion in August, a growth of about 3%. However, total value dipped slightly from ₹25.08 lakh crore in July.

From January to August 2025, UPI volumes climbed consistently from 16.99 billion to 20.01 billion, almost doubling from early 2024 levels of 12.2 billion. Average daily transactions have crossed 6.45 billion in August 2025, compared with just 482 million in August 2024.

The data underscores how UPI is increasingly used for high-frequency, low-value retail payments, from groceries and utility bills to peer-to-peer transfers, while maintaining steady large-value flows across the system.