Earnings Snapshot: State Bank of India, Tata Motors, Grasim Industries, Siemens, and Info Edge India
- Share.Market
- 5 min read
- Published at : 11 Aug 2025 12:40 PM
- Modified at : 11 Aug 2025 01:40 PM
SBINNet Interest Income ₹41,072 crores 🔻 1%
PAT ₹19,160 crores 🔼 13%
State Bank of India delivered a strong Q1FY26 performance with net profit rising 12.48% year-on-year, driven by higher operating income and disciplined cost control. Operating profit crossed ₹30,000 crore, reflecting efficiency in core banking operations despite a marginal dip in net interest income.
Advances grew 11.61% YoY, led by double-digit growth in SME (19.1%), agriculture (12.67%) and retail personal loans (12.56%), supported by improved execution in foreign offices, especially in the US, GIFT City, Middle East, and East Asia. Deposits rose 11.66% YoY, with a notable 30.69% jump in current account balances, helping maintain a healthy credit-to-deposit ratio.
Asset quality improved further, with the gross NPA ratio down 38 bps YoY to 1.83% and net NPA at 0.47%, backed by a strong provision coverage ratio of 74.49% (91.71% including AUCA). Credit costs remained contained at 0.47%, reflecting prudent risk management and a well-provided stressed book, with additional provisions equal to ~152% of net NPAs.
TATAMOTORSRevenue from Operations ₹1,04,407 crores 🔻 3%
PAT ₹4,003 crores 🔻 62%
Tata Motors Ltd. reported a soft quarter with consolidated revenue down 2.5% year-on-year to ₹1.04 lakh crore, as all three key segments — Jaguar Land Rover (JLR), Commercial Vehicles (CV), and Passenger Vehicles (PV) — faced volume declines. The primary drag came from JLR, where revenues fell 9.2% due to the imposition of significant US trade tariffs and the planned wind-down of legacy Jaguar models.
Overall, while demand headwinds and tariffs weighed on Q1 performance, Tata Motors strengthened its operational footing in CVs, maintained leadership in EV penetration, and set the stage for a recovery in the second half of the year as new launches scale and trade relief measures take effect.
GRASIMRevenue ₹40,118 crores 🔼 16%
PAT ₹1,419 crores 🔼 32%
Grasim Industries Ltd. posted a strong Q1 FY26 performance with consolidated revenue up 16% year-on-year to ₹40,118 crore, driven by broad-based growth across core and new businesses. Cement volumes grew 9.7% YoY, while higher profitability in Cement and Chemicals lifted consolidated EBITDA by 36% despite initial investments in the Birla Opus paints business.
The Chemicals segment benefited from improved realisations in Caustic Soda and better margins in Chlorine derivatives, while the Cellulosic Fibres segment saw modest domestic volume growth despite export weakness and price pressure from low-cost imports. New growth engines continued to scale, Birla Opus delivered double-digit sequential revenue growth, and Birla Pivot maintained consistent gains with new customer additions and healthy repeat orders.
In Financial Services, the lending portfolio grew 30% YoY to ₹1,65,832 crore, supported by 8% revenue growth. The company’s diversified portfolio, strategic capex in high-growth areas, and expansion across consumer-facing businesses position it well to capture long-term demand in core and emerging sectors.
SIEMENSRevenue from Operations ₹4,347 crores 🔼 16%
PAT ₹423 crores 🔻 3%
Siemens Ltd. reported a strong Q3 FY2025 with new orders rising 13% year-on-year to ₹5,680 crore and an 8% increase in order backlog to ₹42,845 crore, reflecting healthy demand across businesses.
Revenue grew 15.5% to ₹5,027 crore on robust execution in the Smart Infrastructure segment and early signs of recovery in Digital Industries as destocking pressures eased. Two significant Mobility business order wins added to growth momentum. Profit after tax stood at ₹416 crore, marginally lower than last year due to reduced other income, while operational performance remained solid.
The company continues to focus on leveraging its technology leadership in industry, infrastructure, and mobility by combining digital and real-world solutions to drive efficiency, sustainability, and customer transformation.
NAUKRIRevenue from Operations ₹791 crores 🔼 17%
PAT ₹343 crores 🔼 32%
Info Edge (India) Ltd., which operates recruitment platform Naukri.com along with 99acres, Jeevansathi, and Shiksha, reported a steady Q1 FY26 performance despite macroeconomic headwinds.
The recruitment business grew 9% YoY, while the non-recruitment portfolio posted a stronger 17.6% growth with reduced cash losses. Operating profit increased 10% to ₹250.2 crore, supported by profitability in recruitment and improved performance in non-recruitment verticals.
Segment-wise, 99acres maintained market share gains, Jeevansathi achieved operating breakeven with 36% billing growth, and Shiksha expanded 8% despite softer overseas education demand.
Note: The stock prices mentioned are as of 12:40 pm.
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