Earnings Snapshot: Bajaj Finance, Nestle India, SBI Life Insurance Company and CG Power and Industrial
- Share.Market
- 4 min read
- Published at : 25 Jul 2025 12:25 PM
- Modified at : 25 Jul 2025 02:54 PM
BAJFINANCENet Interest Income ₹10,227 crores 🔼 22%
PAT ₹4,765 crores 🔼 22%
Q1 FY26 was a strong quarter operationally for Bajaj Finance Ltd., with healthy growth across volume, AUM, profitability, ROA, and ROE. The company added ₹24,789 crore to its AUM, taking the total to ₹4,41,450 crore. This was supported by 13.49 million new loan bookings and the addition of 4.69 million new customers, expanding the total customer franchise to 106.51 million.
Despite this momentum, credit costs remained elevated, weighing on overall performance. However, the quarter also marked meaningful progress on the FINAI transformation journey. With several capabilities now going live across the company, FY26 is expected to be a pivotal year for embedding technology-driven efficiencies and scale.
NESTLEINDRevenue ₹8,545 crores 🔼 11%
PAT ₹747 crores 🔻 13%
Nestle India Ltd. reported a return to volume-led growth in Q1 FY26, with strong performance across Prepared Dishes, Beverages, and Confectionery. MAGGI, NESCAFÉ, and KITKAT led the momentum, supported by robust demand in RUrban markets, quick commerce, and organized trade. Seven of the top twelve brands saw double-digit growth. E-commerce contributed 12.5% of domestic sales, and exports grew in double digits.
Higher operational and finance costs impacted margins, but stabilizing prices of cocoa, edible oil, and coffee offered some relief. The Out-of-Home business continued to grow in double digits, with over 1,000 NESCAFÉ Corners and MAGGI Hotspots now live. Nestlé remains focused on innovation, distribution expansion, and premiumization to drive future growth.
SBILIFEGross Written Premium ₹17,810 crores 🔼 14%
PAT ₹5,900 crores 🔼 14%
SBI Life Insurance Company Ltd. delivered a strong performance in Q1 FY26, maintaining its private market leadership with a 22.3% share in Individual Rated Premium (IRP). The company reported 9% growth in Annualized Premium Equivalent (APE) and 73% growth in Individual New Business Sum Assured, reflecting rising demand for protection and non-par savings products. Value of New Business (VoNB) rose 12% to ₹10.9 billion with a healthy margin of 27.4%, supported by improved persistency across 13th and 61st month metrics.
Growth in gross written premiums was led by a 24% rise in renewal premiums, while Assets under Management expanded 15% to ₹4.76 trillion. The distribution network remained robust, with agency and other channels contributing to double-digit growth in new business premiums. Cost ratios remained stable, and the solvency ratio stood strong at 1.96, indicating a healthy financial position. Strategic shifts in product mix and enhanced customer retention helped drive business quality and long-term profitability.
CGPOWERRevenue ₹2,878 crores 🔼 29%
PAT ₹267 crores 🔼 11%
CG Power and Industrial Solutions Ltd.
delivered its strongest quarterly performance in recent times in Q1 FY26, with standalone sales rising 25% YoY to ₹2,643 crore and PAT up 23% at ₹286 crore. This was backed by a 56% YoY surge in order intake and a robust order backlog of ₹11,971 crore.
The Power Systems segment led growth with a 43% YoY rise in sales and improved margins due to strong pricing and demand, while the Industrial Systems segment saw lower margins due to commodity costs and product mix shifts. Consolidated revenue grew 29% YoY to ₹2,878 crore, though margin impact from the CG Semi investment and lower sales in the European automation business trimmed profitability.
The company secured several large orders during the quarter, including a ₹641 crore deal from PGCIL, and raised ₹3,000 crore via a successful QIP, positioning itself well for continued expansion.
Note: The stock prices mentioned are as of 12:20 PM.
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