Large-cap funds invest in well-established companies, serving as anchors in financial portfolios. It offers stability and growth opportunities as the investment is made in industry leaders with proven business models. If you’re also looking for top large-cap funds in 2025, read this article.

Understanding Large Cap Funds

Large-cap mutual funds invest in the top 100 listed companies by market capitalisation in India. These companies are known for their stable earnings, established business models, and strong presence in the market. 

Often, large-cap companies are also referred to as blue-chip stocks. They form the foundation of a resilient investment portfolio, particularly for those prioritising steady growth with lower volatility.

As per SEBI, large-cap mutual funds are required to invest at least 80% in large-cap stocks. Therefore, when you create an SIP or go for a lump sum investment in these funds, you gain exposure to industry leaders across sectors.

The top large-cap funds in India offer investors access to industry leaders across key sectors like IT, FMCG, energy, and others.

Key features of active large-cap funds are:

  • Exposure to market leaders with strong financials
  • Lower volatility compared to mid and small-cap funds
  • Suitable for long-term wealth creation
  • Actively managed with strategic stock selection

So, if you’re seeking a mix of balance and stability while investing in equity, mutual large-cap funds can be a part of your portfolio. In April 2025, large-cap fund inflows witnessed an 8% surge, reaching INR 2,671 crore. 

On a yearly basis, large-cap funds saw a staggering 647% jump in inflows. With the equity markets in India expected to remain dynamic, large-cap funds continue to be a good choice for investors. 

List of the Top Large Cap Funds to Watch Out for in 2025

Sl. No.Name of the FundAUM in INR croresNAV in INR
1ICICI Prudential Large Cap Fund69,762.50122.32
2SBI Large Cap Fund52,251.10103.86
3Nippon India Large Cap Fund 39,67799.27
4Mirae Asset Large Cap Fund39,530128.35
5HDFC Large Cap Fund 37,3151,208.59
Funds identified in descending order of AUM

Overview of the Top-Performing Large-Cap Funds in 2025

Here is a list of the top large-cap funds 2025. You can use a lumpsum calculator or an SIP calculator to plan your financial goals, providing you with the estimated returns over the years.

1. ICICI Prudential Large Cap Fund

The ICICI Prudential Large Cap Fund, launched in January 2013, is one of the top large-cap funds to explore in 2025. It predominantly invests in the large-cap equity sector to provide long-term capital appreciation. 

This fund is managed by Anish Tawakley and Vaibhav Dusad. You can create an SIP with just ₹100 or invest a lump sum amount of ₹100. 

2. SBI Large Cap Fund

The SBI Large Cap Fund is among the popular choices for investors.

This fund is managed by Saurabh Pant, and investors can get started with a minimum SIP amount of INR 500 or a lump sum investment of INR 5,000.

3. Nippon India Large Cap Fund

Nippon India Large Cap Fund is one of the top large-cap funds to watch out for in 2025. Managed by Sailesh Raj Bhan and Bhavik Dave, it allows investors to invest a minimum amount of ₹100 in SIPs and ₹100 in lump sum.

4. Mirae Asset Large Cap Fund

The Mirae Asset Large Cap Fund is another fund that is amongst the top ones in the large-cap category. This fund is managed by Gaurav Misra. The minimum amounts required to create an SIP or make a lump sum investment are ₹99and ₹ 5,000, respectively.

5. HDFC Large Cap Fund

Launched in January 2013, the HDFC Large Cap Fund continues to be one of the most popular large-cap mutual funds in India. HDFC Large Cap Fund is managed by Rahul Baijal. The minimum investments for SIP and lump sum are ₹00 and ₹100, respectively. 

Factors to Consider Before Investing in Large Cap Funds

You might be wondering how to further narrow down your list. Here are some crucial parameters you must evaluate before investing in one of the top large-cap funds.

1. Stability and Market Leadership

Large-cap mutual funds invest in the top 100 listed companies as per market cap. These giants are known for stability and strong fundamentals. They are industry leaders with predictable earnings, so make sure to review the investment portfolio of each fund, along with the respective shares of holdings. 

2. Performance During Market Cycles

Large-cap funds tend to perform steadily across economic cycles, but may underperform mid and small caps during bull runs. So, it’s crucial to analyse the long-term returns of these large-cap funds, comparing them with benchmark indices before investing.

3. Risk and Return Balance

Though large-cap funds carry less risk compared to other equity categories, they are still not free from market fluctuations. As a prudent investor, it’s wise to scrutinise the risk-reward ratio, which makes them suitable for you in case you have a moderate risk profile.

4. Strategy of the Fund Manager

While searching for the best large-cap fund, review the track record and portfolio composition of the fund manager. Some funds may stick closely to benchmark weights, while others may take active bets. Analyse whether the top holdings are diversified across sectors or concentrated in a few, which can affect the overall risk and return.

Conclusion

Large cap funds continue to establish a strong foundation for equity portfolios. The consistent returns, stability, and cushion amid volatility make them a crucial component of retirement portfolios and other financial goals. They are suitable for long-term wealth creation. Whether you’re a new or seasoned investor, make sure to consider your risk appetite while you build a resilient financial profile.

To get started, open a demat account on Share.Market and check out the top large-cap funds and create a well-balanced portfolio

FAQs

1. What’s the Ideal Investment Time in Large Cap Mutual Funds?

It’s advisable to stay invested in the best large-cap funds for 5 or more years for better outcomes. This helps you make the most of market cycles and compound steadily.

2. Are Large Cap Mutual Funds Risky?

Compared to other equity funds like mid-cap or small-cap, large-cap mutual funds carry lower risk. They invest in financially strong, blue-chip companies that perform consistently and ensure long-term stability.

3. What is the Benchmark Of Large-Cap Funds?

Most large-cap mutual funds track the Nifty 100 or BSE 100 indices.

4. Do Large Cap Funds Invest in Blue-Chip Stocks?

Yes, large-cap funds invest in blue-chip stocks, as most of these stocks are among the top 100 listed companies by market cap. These businesses are known for their strong fundamentals, reliable performance, and consistent growth over time.

5. Should I Create SIPs or Lump Sum in Large Cap Funds?

While both these options are good, starting an SIP in large-cap funds helps you reduce the risk of market timing. It also helps you create a disciplined strategy for long-term investing.

6. How Do I Choose a Large Cap Fund?

When you choose a large-cap mutual fund, check its past performance for five to ten years, portfolio allocation, and the track record of the fund manager. Also, consider whether the investment strategy of the fund complements your financial goals and risk appetite.

7. Is Large Cap Good for the Long Term?

Yes, large-cap funds are ideal for investing over a considerably longer timeframe. These funds give you exposure to industry leaders with proven business models and stable growth.

8. How to Invest in Large Cap Funds?

You can invest in large-cap mutual funds by starting an SIP or investing a lump sum amount. You can invest in Large Cap Funds through Share.Market.

9.  Are Large Cap Mutual Funds Suitable for Beginners?

Yes, large-cap mutual funds are a great choice for beginners due to their low volatility. They bring the potential for long-term returns.

Disclaimer and Disclosure 

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