We are thrilled to release the CRISP Mutual Funds Scorecard for the quarter ending September 2025, the latest edition of our commitment to bringing unbiased, transparent, and actionable insights to investors.

The last quarter was full of attention grabbing headlines – the rush for gold and silver, the massive redemptions from debt funds and the global economic upheavals. It’s easy to see these headlines and feel compelled to react.

However, the all-time high in Systematic Investment Plan (SIP) contributions, hitting ₹29,361 crore in September is something which we would like to focus on. It shows how millions of Indian investors are correctly focusing on disciplined, long-term wealth creation, ignoring the day-to-day noise.

This is the right approach. Our in-house CRISP framework is designed to be your anchor, helping you look beyond captivating headlines and point-in-time performance.

Should You Invest in Mutual Funds Looking Only at Past Returns?

We find an answer to an important question which many investors implicitly assume as it is the most intuitive strategy in investing: find the funds that performed best last year and buy them. But does it actually work?

It’s tempting to believe that last year’s #1 fund will stay on top. We decided to put this theory to the test. Our report dives into the data, analyzing Rank Correlations across major equity oriented fund categories to see if “hot streaks” really last.

The results might change the way you look at fund rankings forever. Before you bet on a past champion, see what our data uncovered.

Download the CRISP Mutual Funds Scorecard – September 2025 Edition

How the CRISP Framework Helps You

Successful investing is not about reacting to headlines or chasing charts. It’s about staying the course.

The Share.Market CRISP framework is built to help you do just that. It analyzes funds on four key pillars, giving you a more comprehensive view that goes beyond simple trailing returns:

  • Consistency – Separates skill from luck. We measure if a fund has a track record of steady growth across different market cycles, rather than just a lucky streak.
  • Risk – Highlights potential pitfalls by flagging funds that expose your capital to excessive volatility compared to their peers.
  • Investment Style of Portfolio – Decodes the fund’s true style (Value, Quality, or Momentum) adding an often overlooked layer of diversification, preventing you from accidentally holding multiple funds that are being managed with similar styles.

Eliminate Guesswork: Invest with Data-Backed Confidence

Don’t let luck dictate your returns. Move beyond simple headline numbers and access institutional-grade insights. Leverage the CRISP Scorecard to uncover deep mutual fund analytics, minimize risk, and construct a robust, diversified portfolio built to withstand market volatility and create long-term wealth.

Download the CRISP Mutual Funds Scorecard – September 2025 Edition