How is my available balance for withdrawal calculated?
The amount available for withdrawal from your trading account depends on multiple factors. It is calculated based on your opening balance, after adjusting for:
However, certain funds are not eligible for withdrawal on the same day, such as:
For example,
Particulars | Amount (₹) | Withdrawal Eligible? |
Opening Balance | ₹50,000 | Yes |
Money added | ₹10,000 | No |
Sale proceeds from holdings | ₹20,000 | No (available post-settlement) |
Realized losses | ₹5,000 | No (Deducted from balance) |
Margin used | ₹15,000 | No (Deducted from balance) |
Available Withdrawal Amount:
₹50,000 (opening balance) – ₹5,000 (realized losses) – ₹15,000 (margin used)
= ₹30,000 (excluding any applicable charges)
Note:
Once you place a withdrawal request, the amount is marked as ‘Reserved for Withdrawal’ and cannot be used for trading unless you cancel the request.