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How do I pay a missed SIP installment?

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How do I pay a missed SIP installment?

If you’ve missed a SIP (Systematic Investment Plan) installment, don’t worry — here’s what you can do:

  • Your next SIP will continue as scheduled: Missing one installment won’t cancel your SIP. The next one will be auto-debited as usual.
  • You cannot “repay” a missed SIP separately: The missed amount won’t be automatically recovered later.
  • No penalty or charges: Most mutual fund platforms don’t charge a penalty for a missed SIP, but your bank may levy ECS/auto-debit failure charges if there were insufficient funds.
  • To catch up: Simply invest the missed amount manually as a one-time investment through your app or platform.

Tip: Ensure your bank account has sufficient balance at least 1–2 days before your SIP date to avoid missed payments in the future.