RDG Transfer is a facility that allows investors to seamlessly transfer Government Securities (G-Secs) between their Demat Account and their RBI Retail Direct Gilt (RDG) Account, strictly for own-account transfers where ownership remains unchanged.

Key points:

• Transfers are allowed from Demat to RDG and from RDG to Demat.
• Transfers between Demat accounts across depositories are permitted only under the “Transfer to Own Account” reason code.
• The facility is available only for accounts with up to two holders. Accounts with more than two holders are not eligible for CDSL to RDG transfers.
• There is no change in ownership during the transfer.