UTI Credit Risk Fund

UTI Credit Risk Fund is a Growth Debt mutual fund managed by UTI Mutual Fund.

The current NAV of UTI Credit Risk Fund is ₹18.17 as of Jul 20.

You can invest in UTI Credit Risk Fund directly on share.market by searching for the fund, selecting your preferred mode (SIP or Lumpsum), and completing your KYC-verified investment in a few steps.

The minimum SIP amount for UTI Credit Risk Fund is ₹500.

The expense ratio of UTI Credit Risk Fund is 1.70%.

UTI Credit Risk Fund has an exit load as follows: for units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Capital gains on UTI Credit Risk Fund purchased on or after April 1, 2023, regardless of your holding period, are taxed according to your applicable income tax slab rate. Debt mutual funds no longer offer indexation benefits for investments made after April 1, 2023. The entire profit realized upon redemption is added to your total income and taxed at your slab rate. For units purchased prior to 1 April 2023, if units are held for more than 24 months, then LTCG is applicable and they are taxed at 12.5% and if held for less than 24 months then it is taxed at slab rate. The information set out above is included for general information purposes only and does not constitute legal, financial or tax advice. Tax laws are complex and subject to frequent amendments by the Government of India. In view of the individual nature of the tax consequences, each investor is advised to consult his or her own tax consultant with respect to specific tax implications arising out of their participation in the mutual fund scheme.