20 companies including Jio Financial Services, HDFC Bank, ICICI Bank, YES Bank reported their annual results for the year ended 31st March 2026 during the weekend.

Jio Financial Services

Jio Financial Services Ltd.JIOFIN₹239.32 -1.86%

Particulars (₹ in crore)FY 2025-26 (Annual)FY 2024-25 (Previous)% Change
Total Revenue from Operations3,513.262,042.91+71.97%
Net Profit for the year1,560.901,612.59-3.21%
Earnings Per Share (EPS) (₹)2.462.54-3.15%
  • Massive Top-line Growth: The company added nearly ₹1,500 crore in fresh revenue over the year, indicating that the lending and commission-based segments are firing.
  • Resilient Bottom Line: Even with a 4x increase in expenses, the Net Profit remained remarkably stable, dropping by only 3.2%.

Jio Financial Services’ CRISP Analysis

HDFC Bank

HDFC Bank Ltd.HDFCBANK₹798.90 -0.13%

Particulars (₹ in crore)FY 2025-26 (Annual)FY 2024-25 (Previous)% Change
Total Income (Revenue)4,95,462.814,70,915.93+5.21%
Operating Profit 1,28,797.671,10,416.66+16.65%
Net Profit76,025.9770,792.25+7.40%
Earnings Per Share (Basic ₹)49.5046.41+6.66%
  • Consistent Growth: The bank crossed a major milestone with total annual income nearing the ₹5 lakh crore mark.
  • Operating Profit grew by a robust 16.65%, significantly suggesting that the bank’s core banking operations (spreads) are highly efficient.

ICICI Bank

ICICI Bank Ltd.ICICIBANK₹1,357.60 +0.80%

Particulars (₹ in crore)FY 2025-26 (Audited)FY 2024-25 (Audited)% Change
Total Income312,118.36294,586.94+5.95%
Operating Profit 82,696.1677,759.31+6.35%
Net Profit for the Year54,207.7051,029.20+6.23%
Basic EPS (₹)75.8972.41+4.81%
  • Total income was supported by a healthy rise in Interest Earned and a jump in Other Income, which includes fee income and premium income from the insurance business.
  • The bank managed to grow its Operating Profit slightly faster than its total income.

ICICI Bank’s CRISP Analysis:

Yes Bank

YES Bank Ltd.YESBANK₹20.24 +0.25%

ParticularsFY 2025-26 (Audited)FY 2024-25 (Audited)% Change
Total Income₹37,292.75 Cr₹37,075.62 Cr+0.59%
Operating Profit ₹5,555.81 Cr₹4,309.54 Cr+28.92%
Net Profit₹3,511.71 Cr₹2,446.49 Cr+43.54%
EPS (Basic in ₹)₹1.12₹0.79+41.77%

While the top-line growth (Total Income) remained relatively flat at 0.59%, the bank’s profitability metrics tell a much more aggressive story of recovery and operational efficiency.

  • Net Profit grew by a staggering 43.5%.
  • Operating Profit rose by nearly 29%. A key driver here was the sharp decline in Interest Expended, which fell from ₹21,998 Cr to ₹20,450 Cr. This suggests the bank is getting access to cheaper funds (CASA) or is managing its debt more effectively.
  • Gross NPA dropped from 1.6% to 1.3%.

YES Bank’s CRISP Analysis