Four companies announced their financial results for the quarter and year ended March 31, 2025. Here’s a look at how they performed and what their earnings reports reveal.

Marico Ltd.MARICO₹723.00 +3.62%

Q4FY25
Revenue ₹2,730 crores 🔼 20%
PAT ₹343 crores 🔼 8%

FY25
Revenue ₹10,831 crores 🔼 12%
PAT ₹1,629 crores 🔼 10%

Marico reported a modest uptick in consolidated revenue and profit. The domestic business slightly recovered with volumes growing 7% in Q4 and 5% for the full year. 

The company declared a final dividend of ₹7.00 per share.

State Bank of IndiaSBIN₹792.15 -0.98%

Q4FY25
Net Interest Income ₹42,775 crores 🔼 2.69%
Net Profit ₹18,643 crores 🔻 9.93%

FY25
Net Interest Income ₹1,66,965 crores 🔼 4.43%
Net Profit ₹70,901 crores 🔼 16.08%
Gross Advances ₹42,20,703 🔼12.03%
Total Deposits ₹53,82,190 🔼 9.48%

SBI’s 16% growth in net profit was aided by healthy growth in interest and non-interest income. Operating profit rose nearly 18% YoY, driven by strong loan growth, while cost efficiency improved sharply. Asset quality continued to improve, with gross and net NPAs declining.

SBI’s digital leadership was evident, with over 90% of transactions now occurring through digital channels, and YONO reaching 8.8 crore registered users, up 18.9% from FY24.

Subsidiaries also reported strong performance. SBI Mutual Fund retained has a quarterly average AUM of ₹10.73 lakh crore, while SBI Life and SBI General both posted double-digit PAT growth.

Kotak Mahindra Bank Ltd.KOTAKBANK₹2,081.60 -4.74%

Consolidated Performance

Q4FY25 PAT ₹4,933 crores 🔻 8%
FY25 PAT ₹22,126 crores 🔼 21%

Bank’s Standalone Performance

Q4FY25 PAT ₹3,552 crores 🔻 14%
FY25 PAT ₹13,720 crores 🔼 19%
NIM 4.96% in FY25
Net NPA 0.31%

Kotak Mahindra Bank reported a consolidated PAT of ₹22,126 crore in FY25, up 21% YoY, which includes a ₹3,013 crore gain from the divestment of Zurich Kotak General Insurance. Excluding this, PAT stood at ₹19,113 crore, up 5% YoY.

Kotak AMC & Trustee Co saw strong digital-led growth: 31% YoY increase in AUM from online investors, 27% growth in SIP book, and a 28% rise in online user base. Its PAT surged 86% for FY25 to ₹977 crore.

Kotak Securities maintained a 12% market share in Q4FY25. PAT for FY25 grew 34% YoY to ₹1,640 crore, aided partly by ₹115 crore gain from RBI-mandated investment valuation alignment.

Kotak Mahindra Life Insurance reported a 12% PAT growth YoY. VNB margin stood at 25%.

Mahindra & Mahindra Ltd.M&M₹3,007.70 +2.79%

Q4FY25

Revenue ₹42,599 crores 🔼 20%
PAT ₹3,295 crores 🔼 20%

FY25

Revenue ₹1,59,211 crores 🔼 14%
PAT ₹12,929 crores 🔼 15%

Mahindra & Mahindra reported strong growth across its automotive, farm, and services businesses in FY25, driven by execution excellence and disciplined capital allocation. The company maintained leadership in multiple segments, including SUVs (22.5% revenue market share), LCVs <3.5T (51.9% market share), tractors (43.3% market share), and electric 3-wheelers (42.9% market share).

Management highlighted ₹10,000 crore in cash generation during FY25. They have proposed a dividend of ₹25.3 per share, up 20% from the previous year. 

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