Six companies reported their earnings for the quarter and year ended March 31, 2025. While PNB and HUDCO posted strong full-year profit growth, Dabur and Phoenix Mills saw mixed performance amid cost pressures and segment-specific headwinds. Here’s a breakdown of their key financial metrics and what their results reveal.

Coal India Ltd.COALINDIA₹384.30 +0.26%

Q4FY25

Revenue ₹37,824.5 crores 🔻 1%

PAT ₹9,592.5 crores 🔼 12%

FY25

Revenue ₹1,43,368.9 crores 🔻 1%

PAT ₹35,302.1 crores 🔻 5.5%

Coal India delivered a strong Q4 with 12% profit growth despite a marginal revenue dip, driven by improved EBITDA margins and cost controls. Annual performance was impacted by a slight drop in coal production and offtake, reflecting operational challenges and softer non-power demand. The company made strategic moves into coal-to-chemicals (JV with GAIL), monetized its first coal washery, and entered the critical minerals sector. 

The board recommended a final dividend of ₹5.15 per equity share, subject to shareholder approval at the AGM.

Punjab National BankPNB₹93.77 -0.51%

Q4FY25

Net Interest Income ₹10,757 crores 🔼 3.8%

Total Income ₹36,705 crores 🔼 13.4%

Net Profit ₹4,567 crores 🔼 51.7%

Global Deposits ₹15,66,623 crores 🔼14.4%

Global Advances ₹11,16,637 crores 🔼 13.6% 

FY25

Net Interest Income ₹42,782 crores 🔼 6.7%

Total Income ₹1,38,070 crores 🔼 14.8%

PAT ₹16,630 crores 🔼 101.7%

Global Deposits ₹15,66,623 crores 🔼14.4%

Global Advances ₹11,16,637 crores 🔼 13.6% 

PNB’s net profit more than doubled in FY25, supported by robust growth in interest income, improved asset quality, and controlled credit costs. Advances grew 13.6% YoY, led by strong retail, MSME, and agriculture lending. Deposits rose 14.4%. The bank’s digital initiatives and focus on disciplined lending further strengthened performance. 
The board has declared a dividend of ₹2.90 per share.

Dabur India Ltd.DABUR₹469.60 -2.59%

Q4FY25

Revenue ₹2,830 crores 🔼 0.6%

PAT ₹320 crores 🔻 8.6%

FY25

Revenue ₹12,563 crores 🔼 1.3%

PAT ₹1,768 crores 🔻 4.1%

Dabur’s performance was muted amid subdued FMCG demand, high food inflation, and urban spending pressure. Domestic growth was flat, but international business saw 17% growth for the full year and 19% growth in Q4. Foods, Skin & Salon, and Badshah spices outperformed, while rural demand and input costs weighed on margins. The company is focusing on rationalisation of underperforming products/SKUs, releasing capital to focus on big bets and rural expansion, aiming for double-digit growth by FY28. 

The Board of Directors has recommended a final dividend of ₹5.25 per share. 

Phoenix Mills Ltd.PHOENIXLTD₹1,528.50 +0.12%

Q4FY25

Revenue ₹1,016 crores 🔻 22%

PAT ₹269 crores 🔻 18%

Core business revenue ₹894 crores 🔼 8%

FY25

Revenue ₹3,814 crores 🔻 4%

PAT ₹984 crores 🔻 10%

Core business revenue ₹3,507 crores 🔼 16%

Phoenix Mills’ core retail, office, and hotel businesses delivered double-digit revenue and EBITDA growth, offset by lower residential sales and planned mall revamps. Retail consumption grew 21% YoY, driven by new malls in Pune and Bangalore, and strong ramp-up at Palladium Ahmedabad. Commercial office and hospitality segments also saw healthy growth. Management expects double-digit growth in FY26, with a robust pipeline of new projects, ongoing asset densification, and strategic tenant churn to drive future upside.

United Breweries Ltd.UBL₹2,160.90 -0.96%

Q4FY25

Revenue ₹2,321 crores 🔼 9%

PAT ₹97 crores 🔼 20%

FY25

Revenue ₹8,907 crores 🔼 10%

PAT ₹441 crores 🔼 8%

UBL posted strong profit growth, driven by 6% overall volume growth and a 32% rise in premium segment sales. Gains in states like Andhra Pradesh and Assam offset declines in West Bengal. A better price mix and premiumisation supported an improvement in gross margins to 43%. The company is investing in brand-building, supply chain, and distribution, particularly in Maharashtra. 

The Board has declared a dividend of ₹10 per share subject to shareholder approval at the AGM.

Housing and Urban Development Corporation Ltd.HUDCO₹219.40 +2.42%

Q4FY25

Revenue ₹2,845 crores 🔼 38%

PAT ₹728 crores 🔼 4%

FY25

Revenue ₹10,311.3 crores 🔼 32.5%

PAT ₹2,709.1 crores 🔼 28%

Loan Sanctions ₹1,27,952 crores 🔼 55.3%

Loan Disbursements ₹40,038 🔼 122.6%

HUDCO delivered record loan sanctions (highest ever during FY25) and disbursements supporting robust revenue and profit growth. The loan book grew 34.7% to ₹1.25 lakh crore, driven by infrastructure and affordable housing. HUDCO remains a key government partner for urban and infra projects, and is focused on cost optimization, sustainable financing, and expanding its pan-India presence.

Note: The stocks and the prices mentioned are as of 12:40 PM.

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